What makes a great Teacher? As a little girl there will always be a special place in my heart for some of my Teachers. Now as I see the passion shared with my children it only makes sense for us to want to give back and thank them for all their hard work.
Here are some characteristics of great teachers...


High expectations for all students.


Prepared and Organized


Engage Students


Have clean and written out objectives


Give ample opportunity to practice skills


Come early and ready to learn


Open Minded


Consistent


Use facts and ask Who questions


Dont allow students to dominate the class


Keep students motivated with varied approach


Enthusiastic


Caring


Involved in school wide activities


Expertise in the subject


The list could go on and on...
As a Homes for Heros Affiliate every Teacher that purchases a home or sells their home will be awarded with a check at closing! This is our way of saying thank you for every ...

Perfect for those blustery fall days, this chowder will win the whole family over!  Serves 6-8
Ingredients


3 medium red potatoes cut into bite size wedges


Water for boiling potatoes


1/4 cup chopped onion


3 tablespoons butter


3 tablespoons flour


pepper


3 cups milk


1 cup shredded cheese


1 cup cubed cooked ham


garnish with chopped green onion, sour cream dollop, bacon bits, etc.


15 minutes prep time
40 minutes cook time
Preparation:


Boil enough water to cover potatoes, boil until tender, drain but save 1 cup of the water


Melt butter in large saucepan over medium heat, saute onion in the butter until tender


Add flour to the butter and onion mixture and stir until smooth


Season mixture with pepper to taste


Continue to cook and stir for 1 minute


Gradually add the reserved cup of water, milk, and potatoes


Stir well and add cheese and ham


Simmer over low heat, stirring frequently, for about 2 ...

43 TIPS YOU CAN DO TO PREPARE YOUR HOME FOR SALE...


Throughout the House

Open the draperies, pull up the shades, and let in the sunlight.

Create a positive mood. Turn on all lights, day or night, and install higher wattage ?light bulbs to show your home brightly.

Remove clutter from each room to visually enlarge them.

If you have a fireplace, highlight it in your decorating.

Keep your home dusted and vacuumed at all times.

Replace the carpet if it does not clean up well.

Have a family game plan to get the home in order quickly if necessary.

Air out your home for one half-hour before showings, if possible.

Lightly spray the house with air freshener so that it has a chance to diffuse before ?the buyer arrives.

Put the family photos in storage.

Improve traffic flow through every room by removing unnecessary furniture.

Create the feeling of a spacious entry area by using decorative accents and ?removing unnecessary furniture.

Putty over and pain ...

Creating a Budget
Having a budget that you adhere to each month is the quickest and best solution for saving money, paying down debt and investing in your future. However, if you are like most people, it can be difficult to stick with your plans even with the best of intentions. While some people find the word “budget” to be restrictive, a budget can simplify your life, reduce stress, and help you achieve your future financial goals.
Here are some tips on how to create a budget:
Know your income – Determine how much money you will earn for the month. Be sure to consider your regular salary as well as other sources of income you may have such as bonuses, alimony, child support, and interest on investments, etc. Seeing the numbers on paper of how much you earn versus how much you owe is an important part of being financially aware and may be a sobering look at how you are spending.
Calculate expenses – Figure out exactly how much you are spending each month bye ...

Most people don't realize that being represented by a Buyers Agent is Free.  Here is some very useful information from Chrystal Caruthers that you need to read if you are considering buying a home.  To read the full post click HERE!
Home buyers should always have their own agent. Buyer agents work to negotiate the best terms and price for the buyer. Best of all, the buyer agent’s services are free to the buyer.
Most people think they have to pay a sales commission. The truth is this: only the seller pays the commission.
Whether a buyer uses an agent or not, the seller still pays the commission. The only person that wins when buyers are not represented is the listing agent.
Most buyer agents will have their clients sign an agency agreement, an Exclusive Buyer Agency Agreement. It outlines their services, how they are compensated, and how the two parties will work together.
To ensure you’re working with an agent who specializes in representing buyers, seek out . ...